Page 378 - Annual Report PT Fast Food Indonesia Tbk 2024
P. 378
LAPORAN KEBERLANJUTAN
SUSTAINABILITY REPORT
The original financial statements included herein are in the Indonesian
language.
PT FAST FOOD INDONESIA TBK PT FAST FOOD INDONESIA TBK
DAN ENTITAS ANAKNYA AND ITS SUBSIDIARY
CATATAN ATAS LAPORAN NOTES TO THE CONSOLIDATED
KEUANGAN KONSOLIDASIAN FINANCIAL STATEMENTS
Tanggal 31 Desember 2024 dan untuk As of December 31, 2024 and
Tahun yang Berakhir pada Tanggal Tersebut for the Year Then Ended
(Disajikan dalam ribuan Rupiah, (Expressed in thousands of Rupiah,
kecuali dinyatakan lain) unless otherwise stated)
17. UTANG BANK (lanjutan) 17. BANK LOANS (continued)
Jaminan Collateral
Perusahaan The Company
Pada tanggal 31 Desember 2024 dan 2023, As of December 31, 2024 and 2023, the loan
fasilitas pinjaman yang diperoleh dari BNI facility obtained from BNI has collateral in the form
memiliki jaminan berupa fidusia atas persediaan of fiduciary over the Company’s inventories
Perusahaan senilai Rp316.036.022 dan negative amounting to Rp316,036,022 and a negative
pledge. pledge.
Fasilitas pinjaman yang dari Mandiri memiliki The loan facility obtained from Mandiri has
jaminan berupa negative pledge. a collateral in the form of a negative pledge.
Entitas Anak Subsidiary
Pada tanggal 31 Desember 2024 dan 2023, As of December 31, 2024 and 2023, the loan
fasilitas pinjaman yang diperoleh dari BNI facility obtained from BNI was secured by land
memiliki jaminan berupa tanah milik entitas anak owned by subsidiary located in Banyuwangi
yang terletak di Banyuwangi sesuai sertifikat according to Right to Cultivate (HGU) certificate
HGU No. 20/Kebonrejo, seluruh modal saham No. 20/Kebonrejo, all of the subsidiary’s share
entitas anak, jaminan fidusia atas rencana capital, fiduciary guarantee for the subsidiary's
anggaran aset tetap milik entitas anak senilai fixed asset budget plan amounting to Rp
Rp803.208.620, jaminan fidusia atas proyeksi 803,208,620, fiduciary guarantee for the
piutang milik entitas anak senilai Rp12.526.280 subsidiary's projected receivables amounting to
dan jaminan fidusia atas proyeksi persediaan Rp12,526,280 and fiduciary guarantee for the
milik entitas anak senilai Rp27.402.220. subsidiary's projected inventory amounting to
Rp27,402,220.
Kepatuhan Compliance
Perusahaan The Company
Sesuai dengan perjanjian pinjaman antara According to the loan agreement between the
Perusahaan dengan BNI, Perusahaan Company and BNI, the Company is required to
diwajibkan untuk menjaga rasio-rasio keuangan maintain certain financial ratios, such as current
tertentu, yaitu rasio lancar minimum 1 kali, jumlah ratio minimum 1 time, debt to equity ratio (DER)
pinjaman yang dikenakan bunga terhadap maximum 2.5 times, debt service coverage ratio
ekuitas (DER) maksimum 2,5 kali, rasio cakupan minimum 1 time, and credit working capital (KMK)
utang minimum 1 kali, dan cakupan kredit modal coverage minimum 1.1 times for short-term bank
kerja (KMK) minimum 1,1 kali untuk utang bank loans.
jangka pendek.
Sesuai dengan perjanjian pinjaman antara According to the loan agreement between the
Perusahaan dengan Mandiri, Perusahaan Company and Mandiri, the Company is required
diwajibkan untuk menjaga rasio-rasio keuangan to maintain certain financial ratios, such as
tertentu, yaitu rasio EBITDA terhadap beban EBITDA to interest coverage ratio minimum 3.5
bunga minimum 3,5 kali, rasio cakupan utang times, debt service coverage ratio minimum 1.5
minimum 1,5 kali, rasio leverage maksimum 3 time, leverage ratio maximum 3 times and Group
kali, ekuitas Grup terjaga positif. equity is maintained positively.
Entitas Anak Subsidiary
Sesuai dengan perjanjian pinjaman antara According to the loan agreement between the
entitas anak dengan BNI, entitas anak diwajibkan subsidiary and BNI, the subsidiary is required to
untuk menjaga rasio-rasio keuangan tertentu, maintain certain financial ratios, such as current
yaitu rasio lancar minimum 1 kali, jumlah ratio minimum 1 time, debt to equity ratio (DER)
pinjaman yang dikenakan bunga terhadap maximum 2.6 times and debt service coverage
ekuitas (DER) maksimum 2,6 kali dan rasio ratio minimum 1 time valid for 1 year from the end
cakupan utang minimum 1 kali berlaku 1 tahun of the grace period or from 2027 for long-term
sejak grace period berakhir atau 2027 untuk bank loans that ended in 2031.
utang bank jangka panjang yang batas jangka
waktunya berakhir di 2031.
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376 PT FAST FOOD INDONESIA TBK | LAPORAN TAHUNAN 2024
